Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Josh's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotels (Ultimate Rewards) (worth 15%)
✈️ 10x on Car Rentals (Ultimate Rewards) (worth 15%)
🍴 10x on Dining (Ultimate Rewards) (worth 15%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Josh's valuation of 1.5¢ per Ultimate Rewards point
Rates
22.49% - 29.49% Purchase APR
22.49% - 29.49% Transfer APR
29.99% Cash Advance APR
Fees
$550 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$300 Annual Travel Credit
Complimentary Airport Lounge Access
Global Entry or TSA PreCheck® or NEXUS Fee Credit
The Edit℠
Reserved by Sapphire
Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits
Lyft
Peloton