Simple international money transfers
Whether you're managing a mortgage, supporting family, or paying bills abroad—Xe makes every transfer simple, secure, and cost-effective.
Transparent fees
We offer straightforward pricing and bank-beating exchange rates.
Secure transactions
Advanced encryption and regulation through financial institutions worldwide.
Expert support
Team of experienced currency experts available via live chat, phone or email.
Sign up and start sending in minutes
It takes just a few minutes. All we need is your email address and some additional information.
Advanced tools to manage every transfer
Spot transfers
Buy currency at the live exchange rate to send your payment instantly and securely.
Regular payments
Fix your exchange rate and set up automated recurring transfers for up to 24 months—ideal for tuition or rent.
Market orders
Choose your target exchange rate and Xe will automatically transfer your money once that rate is reached.
Forward contracts
Lock in today’s exchange rate and schedule your transfer for any time in the next three years with peace of mind.
Flexible ways to receive money
Bank deposit
Send directly to hundreds of major banks globally.
Cash pickup
Send money to 500,000+ convenient locations in over 150 countries.
Mobile wallet
Send directly to your loved one's mobile phone in 35+ countries around the world.
Payment methods to suit you
Bank or Wire Transfer
Choose wire transfer and simply wire funds from your bank to Xe.
Direct Debit (ACH)
Direct Debit payments take funds directly from your bank account, providing a simple way to manage regular payments.
Debit Card
Debit card payments are a cost-effective choice when sending funds, offering speed and convenience.
Apple & Google Pay
Use Apple or Google Pay for a quick and secure way to send money.
Credit Card
Credit card payments are a fast and easy way to send money, but may incur a small fee.
Xe for business
Built for business too
Whether you need to make simple cross-border payments or more complex FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries.
Xe is trusted by millions around the globe
Excellent service.
Excellent service. Thank you.
Ludmilla
Best money transfer system around
I have used this system for some years, without any problems. That in itself is a great recommendation, cant recommend it enough
Philip Barlow
Very timely completion of a money transfer to Mexico
The best part of this money transfer was that it was completed in just three days as I had originally seen on the XE website when I completed details for this transaction. I have sent money at least half a dozen times before with XE and it always gets to recipient in the end but most of the other times it has taken at least a few days longer, which is a bit disappointing. So this was a nice change that the money got to my friend in Mexico in exactly three business days. I received two notifications from XE: 1. that the money transfer was confirmed and 2. that the money was on its way but neither message mentioned the date that the recipient would receive the money, which would have been helpful for me to know and to inform the recipient of when the money would arrive.
Albert Janzen
Ready to get started?
Join the millions that check our international rates and send money to 190+ countries in 100 currencies. Sign up in minutes today.
XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks, NMLS ID 920968; and authorized to operate as a money transmitter in all United States' jurisdictions where it conducts business.