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HealthCare’s “Open Season” Starts Tomorrow

Starting tomorrow, November 1, you can sign up for health coverage at HealthCare.gov. If you've come to the US and do not have health care through your business then this is the only time in a year that you can do it.

It's incredibly important and there are even fines if you don't, so read the details below and head to HealthCare.gov right now.

First things first, if you're unclear about terms like “co-pay” or “deductible” then there's a great site at JustPlainClear that should help you reduce this down to something actually meaningful (that I'll go through in the future).

From GetAmericaCovered.org:

  1. You must sign up by December 15. If you want 2018 coverage, there is just the one deadline. Beat the rush and sign up early.
  2. Coverage could be more affordable than you think. Last year, 8 in 10 people qualified for financial help – for most people, that meant they could find premiums between $50 and $100 per month. You should definitely check out your options and see if you could save even more on your out of pocket costs by choosing a silver plan.
  3. There is a minimum penalty of $695 for not having health insurance.
  4. If you already have coverage, shop and save. Already have health coverage through HealthCare.gov, on November 1 head back to update your information and compare your options for 2018. There may be plans available that save you money.
  5. Free in-person help is available. If you have questions about signing up or want to talk through your options with a trained professional, free help is just a call or click away. Call 1-800-318-2596 or visit http://localhelp.healthcare.gov.

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Josh Pugh

Josh Pugh

Josh Pugh is the founder and CEO of America Josh, the largest community for Australians living in the United States — a network of more than 75,000 members across all 50 states, grown in part through the acquisition of the Australians in the USA and Aussies International communities. Originally from South Australia, Josh moved to New York in 2017 and became a US citizen in October 2025 — so the advice he publishes comes from having personally navigated the whole journey, from the E-3 visa to citizenship. Through America Josh he has written hundreds of practical, first-hand guides on moving to and living in the US: visas and immigration, taxes, healthcare, banking, housing and settling into life in New York City. Josh is also President of Variety – the Children's Charity of New York and Founder & CEO of Fortnight Digital. He lives in the New York area with his wife Stacey and their two sons, Danny and Liam.View Author posts

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